Your office may be reopening and you're in a position to secure and afford child care. The Balance does a great job explaining care options.
Charitable donations create charitable deductions which dollar-for-dollar reduce your taxable income. Special legislation in 2020 and 2021 benefits even those taking a Standard Deduction.
POWWOW, LLC was recently featured by Linda Lecomte, REALTOR® in her new Andover-area inspired website and newsletter Shop Dine the Andovers.
Ask yourself three questions before you use actual dollars to buy cryptos In very simple terms, there are three main…
Passive income can unintentionally cause tax penalties for late or underpayments. This is avoidable by making estimated tax payments.
Federal student loan payments and collections are set to resume in October 2021. There is a chance that the pause may be extended or a ramp-up plan will be put in place.
There is so much chatter about inflation impacting the stock market - not to mention gas, lumber and chlorine skyrocketing in price, what's the deal? Here's a primer.
Health Savings Accounts are a tax-trifecta savings vehicle that are often overlooked due to bias against the less popular Flex Savings Accounts.
It's officially Spring, and your closet may not be the only thing that needs a good clean-out. What about your financial habits? Watch my video on how to fix up your finances.
Acceptance letters are rolling in and it's time to make a decision on college. If your top pick is more expensive than the rest... ask for more aid. Here's how from Student Loan Hero...
On April 13, Quentara will review what to consider financially when assessing care options and how to increase your chances of retaining independence. Via Zoom. RSVP here.
65% of people with long-term care needs rely exclusively on family and friends to provide assistance. What's your plan in the event aging loved ones didn't fair well during COVID?
President Biden's $1.9 trillion stimulus package cleared its final hurdle in Congress on Wednesday despite no Republicans voting in favor of it. The plan contains a range of measures such as a further direct round of payments to most Americans, amounting to more than $400 billion.
We can get tunnel vision when it comes to following "Rules of Thumb." I dare you to push back when it comes to maxing out 529 Plans and 401(k)s.
There is a ton to consider as you decide on the right college. Make sure you've considered all your options and resources.
About half of U.S. adults plan to celebrate Valentine’s Day this year, spending a total of $21.8 billion despite coronavirus.
When receiving treatment options for a diagnosis, learn when you may want to reach out to a doctor vs a health advocate.
With COVID-19 forcing remote and hybrid learning models, many families are considering private school options. Read about how K-12 schools may offer financial aid.
The 2020 performance for the major U.S. indices was nothing short of impressive, especially given the headwinds of COVID-19 and the drama surrounding the presidential election.
News Years Resolutions - In bite size pieces Cleaning up personal finances remains one of the top resolutions every New Year.…
The holidays are here as we struggle to find a balance between safe and sane during COVID-19, all while our children are watching. Here is some great tips from pediatricians on how to keep calm and carry-on.
Commonplace strategies for helping an aging parent can blow up in your face if you have a college-bound child. Read how.
It's the holiday season and we're in shopping mode. Kids and significant others may be relatively easy to navigate, but…
The holidays are here as we struggle to find balance between safe and sane during COVID-19. Your children are likely looking forward…
Do work with an enrollment agent. Don't assume your coverage from last year makes sense for this year. Keep the…
Read about how tax planning opportunities could change in the coming years due to the upcoming election.
Open enrollment is here, but not all the rates for 2021 have been listed yet due to pending legislation! So…
Halloween is my favorite time of year because it offers certain qualities other holidays lack: It's an opportunity to be…
Effective options to reduce credit card debts without hurting your credit If you have a lot of credit card debts…
One extracurricular activity that every student can master while in college is personal money management. Typically, a student’s daily spending…
Everyone is asking - how will my goals be impacted by the upcoming election?When it comes to the stock market,…
If you’re worried about downsizing your home, you really shouldn’t be. While finding the right home for your budget and…
Even if you're not providing hands-on physical care for an aging parent, you're still likely spending a ton of time…
The coronavirus is bringing waves of changes to how we approach everyday tasks and traditions. The same will be true…
Your checking account is at an all time high and you're eager to do something more with your money. Anything…
I've recently had some questions about consolidating credit card debt. These questions usually come from clients who have 5+ cards…
Apart from stimulus checks, small business loans, and expanded unemployment, there are a few "hidden gems" sprinkled throughout the CARES…
The U.S. Department of the Treasury is delaying the April 15th deadline to file and pay taxes by 90 days,…
Student loan debt presents a serious financial burden for countless graduates. Even the XY Generation (you?) is struggling to earn…
If you're related to a loved one in the hospital, rehab or living in a retirement community, you may have…
What's happening?The last couple weeks have certainly been rough on everyone. Stock markets across the world have been on a…
I recently read Being Mortal by Atul Gawande, MD. His insight perfectly blends medicine and emotion when it comes to…
You might be considering taking out a loan from your 401(k). But before you do, you should know the rules…
The SECURE Act was signed into law on December 20, 2019. Many changes were made that will materially impact retirees,…
As a veteran you may feel like you're participating in an Easter egg hunt to find all your benefits. This…
A fellow blogger liked my approach to personal finance by making S.M.A.R.T goals. Read how she implemented this into her…
The deadline for the 2019-2020 FAFSA is midnight, June 30, 2020. The earlier you file, the more grant money you are…
My husband and I have had the fortune (or maybe misfortune?) of being involved in a number of personal real…
Lately, I've had a number of clients and prospects ask how to pay for college. Not in the future -…
As a Certified Financial Planner™ specializing in elder care I am asked this question daily. Unfortunately, all too often the…
It's important to understand the fine print of your home equity line of credit (HELOC). Make sure not to get…
While success can be defined in a multitude of ways, most boil down to one simple desire – financial freedom.…
It's your birthday, and mom, age 81, gives you a call. After pleasantries, she mentions how short-tempered your brother has…
This year I had many families and small business owners asking for CPA recommendations. Surprisingly, the recent tax code changes…
Question: What are my options for cash or checks given to my child?Piggy Bank: Some people enjoy the visual appeal of…
Negotiating is a critical life skill to master, but yet it's largely untaught in a traditional school setting. We encounter…
Whenever I discuss elder care I can count on being asked one question..."What if I run out of money?"Long-term elder…
Fantasizing that the money will somehow appear isn't helpful. Here's what is.
Did you feel attacked at your last family get-together from the mere mention of your intent to pay or not…
Whether it’s alcohol, cigarettes or junk food, we all indulge in something we know we probably shouldn’t.
Maybe you have an idea of when you’d like to buy your first home or retire from the workforce. But…
The idea of retirement conjures different lifestyle images and meanings for any given person. While some are counting down the…
Today, roughly one in five women in the United States do not have children. For the first time in U.S.…
Will your estate be subject to any of these common pitfalls? Titling property jointly with your children as a substitute…
Does working alongside your contractor help or hurt?Renovations are something most home owners endure either by choice or necessity. Due to…
Make sure your child is aware of the process to receive support for their learning disability in collegeI recently met…
Because of the generous capital gains exclusion on selling a primary residence, you may find that you do not owe…
"85% of parents expect their child to graduate with debt, estimating an average of $45,000 in student loans" according to…
"I can't hear you... LALALALALALALALALALALA"I recently presented on elder care to seemingly dissimilar groups. Despite their backgrounds, they all had…
As my husband rolled coins the other day he started muttering about the value of wheat pennies and who's actually…
Is it just me, or does making a bed instantly provide a feeling of accomplishment? For me, it doesn't have…
Adjusted Gross Income (AGI) Gross Income (Salary, Investment Earnings, etc.) - Allowable Deductions, Credits, and Exemptions =Adjusted Gross Income…
Powwow, LLC was interviewed by Mental Floss to discuss common client mis-steps. The article positioned my response as being "annoyed"…
CD interest rates can be higher than a typical checking or savings account and are affected by these factors.
Feeling insecure in your ability to banter on about politics, taxes, and headline news the next time you sit down…
During the recent holiday season I was peppered with advertising promoting the idea of gifting DNA and ancestry kits. I'll…
Inspired by a question in the North Andover Mom's Facebook Group! As a business grows from a hobby or planned…
Q: My aging parent has a will naming me executor, isn't that enough for me to take control now? A:…
If there’s anything as disconcerting as having the Internal Revenue Service (IRS) call you about a problem, it’s having to…
A credit check for credit cards... When you apply for a credit card you are required to fill out a…
Quentara Costa visited Bayberry at Emerald Court alongside Patrick Curley of Curley Law Firm in Wakefield, MA to discuss elder…
"The person you named 10 years ago to be your power of attorney isn't necessarily the correct fit for today…
Powwow, LLC was interviewed by CBS MoneyWatch to discuss how home equity can be utilized for retirement. In my years…
Five things to consider before financing daycare NerdWallet recently interviewed POWWOW for an article on an issue plaguing most young…
... Even from hundreds of miles away! Most of us want to have a role in caretaking our aging loved…
"Making the call [on elder fraud] is simple when the thief isn’t related to the client. But when the miscreant…
"A recent Merrill Lynch Age Wave survey showed 37% of people over 50 believe they may need long-term care during…
"Opening a certificate of deposit (CD) can be a low-risk way to save for short- and long-term goals, whether it’s…
"Where will your clients live, and for how long? What roles will their children or other caretakers play? Have they…
I often receive questions about reverse mortgages, particularly on whether they're a viable solution to afford elder care. The first…
How do you define success? Nerd Wallet published an article on the importance and strategy behind goal planning. For the…
The DOL fiduciary ruling set to launch in April requiring that advisors act in a consumer's best interest has been…
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