Understanding the History of the January Effect
Many studies confirm “The January Effect” exists, so will the monthly performance for January predict how 2023 will pan out?
January 4, 2023
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Category: Investing
About Me
Quentara Costa, CFP®
Quentara Costa helps the sandwich generation prioritize kids, self, and aging parents. For years Quentara was the primary caregiver for her father who was diagnosed with Alzheimer's at the age of 70. Since his passing, she’s become a mother of three. Professionally she received a master’s degree in Personal Financial Planning from Bentley University and has held the CFP® designation since 2010. Community involvement includes hosting the Merrimack Valley Senior and Caregiver Group and volunteering for Budget Buddies.
Is a Roth IRA Right for You?
Do Roth IRAs make sense from a tax perspective? The first question may not be whether it’s “right” for you, but whether you’re eligible to even open one at all. That’s where Roth Conversions come into play.
October 5, 2022
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Where to keep your cash now that interest rates are high(er)
Raising rates may be throwing the market into turmoil… but it’s finally an opportunity to make some money on cash!
August 11, 2022
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Should Cryptocurrencies Be A New Asset Class?
Ask yourself three questions before you use actual dollars to buy cryptos In very simple terms, there are three main asset classes: equities (stocks), fixed-income
June 14, 2021
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Why does rising inflation make stock prices fall?
There is so much chatter about inflation impacting the stock market – not to mention gas, lumber and chlorine skyrocketing in price, what’s the deal? Here’s a primer.
May 12, 2021
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Why I Love Health Savings Accounts
Health Savings Accounts are a tax-trifecta savings vehicle that are often overlooked due to bias against the less popular Flex Savings Accounts.
April 20, 2021
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2 Pieces of Savings Advice to Reconsider
We can get tunnel vision when it comes to following “Rules of Thumb.” I dare you to push back when it comes to maxing out 529 Plans and 401(k)s.
February 4, 2021
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What Can the Best/Worst Stocks of 2020 Tell us?
The 2020 performance for the major U.S. indices was nothing short of impressive, especially given the headwinds of COVID-19 and the drama surrounding the presidential election.
January 12, 2021
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How the S&P500 fairs after an Election Year
Everyone is asking – how will my goals be impacted by the upcoming election? When it comes to the stock market, elections matter less than
September 20, 2020
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Where to put your next dollar
Your checking account is at an all time high and you’re eager to do something more with your money. Anything has to be better than
May 8, 2020
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The Markets and Coronavirus
What’s happening? The last couple weeks have certainly been rough on everyone. Stock markets across the world have been on a downward spiral with bouts
March 13, 2020
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6 Factors That Could Influence CD Interest Rates
CD interest rates can be higher than a typical checking or savings account and are affected by these factors.
December 20, 2017
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Understanding the Impending Tax Legislation
Feeling insecure in your ability to banter on about politics, taxes, and headline news the next time you sit down with family and friends? I
December 18, 2017
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6 Factors That Could Influence CD Interest Rates
“Opening a certificate of deposit (CD) can be a low-risk way to save for short- and long-term goals, whether it’s a new set of wheels
June 21, 2017
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DOL Fiduciary Ruling Delayed
The DOL fiduciary ruling set to launch in April requiring that advisors act in a consumer’s best interest has been tentatively delayed until June 9,
April 25, 2017
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Why would I work with a Robo-Advisor?
Robo or Real? Robo-advisor is a term I come across multiple times a day and there are no shortage of opinion on whether they’re an
August 20, 2016
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What’s a…fi-doo-shee-er-ee??
A fi-doo-shee-er-ee, or fiduciary in common English, is one of the most important considerations in choosing a financial planner. Don’t believe me? You should, because even entertainment media is
August 20, 2016
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