Category: General Planning

The SECURE 2.0 Act – For Workers

SECURE 2.0 is primarily meant to strengthen Americans’ ability to retire by enhancing savings options. For workers, this means automatic enrollment in retirement plans, enhanced matching, and flexibility to use savings for emergencies.

Read More »

Is a Roth IRA Right for You?

Do Roth IRAs make sense from a tax perspective? The first question may not be whether it’s “right” for you, but whether you’re eligible to even open one at all. That’s where Roth Conversions come into play.

Read More »

New Year, New Me – Financial Resolutions

Cleaning up personal finances remains one of the top resolutions every New Year. But we all know what happens to most such self-promises, so here’s a month-by-month to-do list to cultivate better financial health.

Read More »

What’s In The $1.9 Trillion Stimulus Package?

President Biden’s $1.9 trillion stimulus package cleared its final hurdle in Congress on Wednesday despite no Republicans voting in favor of it. The plan contains a range of measures such as a further direct round of payments to most Americans, amounting to more than $400 billion.

Read More »

Hidden Gems inside the CARES Act

Apart from stimulus checks, small business loans, and expanded unemployment, there are a few “hidden gems” sprinkled throughout the CARES Act that are worth noting.

Read More »

The Markets and Coronavirus

What’s happening? The last couple weeks have certainly been rough on everyone. Stock markets across the world have been on a downward spiral with bouts

Read More »

Think S.M.A.R.T

A fellow blogger liked my approach to personal finance by making S.M.A.R.T goals. Read how she implemented this into her life and own blog! https://doingthingsdifferent.net/saving-money-think-s-m-a-r-t/ 

Read More »
hindsight in North Andover Real Estate

Hindsight on Real Estate

My husband and I have had the fortune (or maybe misfortune?) of being involved in a number of personal real estate transactions. From inherited, residential,

Read More »
negotiating skills

Becoming a Better Negotiator

Negotiating is a critical life skill to master, but yet it’s largely untaught in a traditional school setting. We encounter negotiating everyday. Whether closing a

Read More »

Forms of Business Ownership

Inspired by a question in the North Andover Mom’s Facebook Group! As a business grows from a hobby or planned venture, it’s important to put

Read More »
Powwow LLC weighs in on credit cards

Evaluating Credit Cards

A credit check for credit cards… When you apply for a credit card you are required to fill out a credit history. The analysis of

Read More »
Couple paying the bills

How to Set Financial Goals

How do you define success?  Nerd Wallet published an article on the importance and strategy behind goal planning. For the most part, this is the

Read More »
Change ahead for FINRA advisors

DOL Fiduciary Ruling Delayed

The DOL fiduciary ruling set to launch in April requiring that advisors act in a consumer’s best interest has been tentatively delayed until June 9,

Read More »
Words related to Long Term Care

Long Term Care Insurance

Is it worth considering? Age 50-60 has traditionally been the sweet spot for reviewing long-term care insurance options. New research is even indicating that the

Read More »
conference-room

Adding a fiduciary to your benefits roster

“Growing businesses are highly motivated to attract and retain newer team members who are driving the day-to-day business. While these employees may not have accumulated significant wealth, they still

Read More »
Big Purchases.

Big Purchase

Ahhh, the end of summer. So many clients with stories about their fabulous vacation, and they’re having a hard time accepting it’s over.  They come

Read More »

Newborn Considerations

Congratulations!! Now let’s get down to business. There is often so much excitement, joy, and preparation for the baby’s first week home that we can

Read More »
Young girl crossing eyes

What’s a…fi-doo-shee-er-ee??

A fi-doo-shee-er-ee, or fiduciary in common English, is one of the most important considerations in choosing a financial planner. Don’t believe me? You should, because even entertainment media is

Read More »