We Could See a Student Loan Pandemic in 2022
With the CARES Act expiring in January 2022, many will be asked to resume student loan payments – but can they afford to pay?
January 4, 2022
No Comments
Category: Budgeting
About Me
Quentara Costa, CFP®
Quentara Costa helps the sandwich generation prioritize kids, self, and aging parents. For years Quentara was the primary caregiver for her father who was diagnosed with Alzheimer's at the age of 70. Since his passing, she’s become a mother of three. Professionally she received a master’s degree in Personal Financial Planning from Bentley University and has held the CFP® designation since 2010. Community involvement includes hosting the Merrimack Valley Senior and Caregiver Group and volunteering for Budget Buddies.
Halloween Tips from a CFP® (Post-COVID)!
Read how COVID factors into Halloween along with financial savvy tips.
October 17, 2021
No Comments
2 Pieces of Savings Advice to Reconsider
We can get tunnel vision when it comes to following “Rules of Thumb.” I dare you to push back when it comes to maxing out 529 Plans and 401(k)s.
February 4, 2021
No Comments
Halloween Tips from a CFP®!
Halloween is my favorite time of year because it offers certain qualities other holidays lack: It’s an opportunity to be creative and try a new
October 7, 2020
No Comments
Effective Options to Reduce Credit Card Debts without Hurting your Credit
Effective options to reduce credit card debts without hurting your credit If you have a lot of credit card debts on your shoulder, consolidating them
September 23, 2020
No Comments
Is Consolidating Credit Card Debt Your Best Bet?
I’ve recently had some questions about consolidating credit card debt. These questions usually come from clients who have 5+ cards or consumer loans with outstanding
April 23, 2020
1 Comment
401(k) Loans: Pros and Cons
You might be considering taking out a loan from your 401(k). But before you do, you should know the rules and weigh the risks against
February 4, 2020
5 Comments
What to know before taking out a Home Equity Line of Credit
It’s important to understand the fine print of your home equity line of credit (HELOC). Make sure not to get swept up in your plans
June 10, 2019
3 Comments
Adding it up: Here’s how much Americans spend on financial vices
Whether it’s alcohol, cigarettes or junk food, we all indulge in something we know we probably shouldn’t.
September 12, 2018
No Comments
How you can help your contractor during renovation
Does working alongside your contractor help or hurt? Renovations are something most home owners endure either by choice or necessity. Due to lack of skill and/or
April 26, 2018
5 Comments
Should You Use Credit Cards to Pay for Child Care?
Five things to consider before financing daycare NerdWallet recently interviewed POWWOW for an article on an issue plaguing most young families – how to afford
August 17, 2017
No Comments
Motivation: A Three Pronged Approach
In a time where we have access to great sites like Pinterest and Houzz, it’s never been easier to envision our projects, ideas, and events.
October 7, 2016
No Comments
Stop getting in the way of your financial success
Money – it’s influential, stressful, and tantalizing. I’m always interested in people’s reaction to receiving money because most of the time it’s contrary to what’s
September 13, 2016
1 Comment
Bills, Bills & More Bills
It’s hard knowing how to allocate your money, especially when you’re feeling stretched in all directions. A big challenge is the balancing act between the
September 13, 2016
1 Comment
Managing Large and Irregular Expenses
Everything was going fine until… *INSERT EXPENSIVE PROBLEM HERE* happened. A common complaint I hear: Diving deeper into this issue I often find that the real
August 19, 2016
3 Comments
