Should You Lend Out Your Stocks? What a Securities Lending Program Really Means
If you’ve received a notice from Fidelity or Vanguard inviting you to participate in their securities lending program, you might…
Target Date Funds — Great for Getting Started, But Not Necessarily an End Game
Target date funds are a powerful tool for retirement savers—but they’re not a one-size-fits-all solution. Learn when they work best, when to reconsider, and how to choose the right one for your goals.
The Year-End Capital Gains Surprise: Why It Happens & How to Prepare
Mutual funds often issue large year-end capital gain distributions and dividends, impacting your tax bill. Learn why this happens, how to anticipate it, and what to do.
Proven Strategies To Defend Against Financial Fraud And Avoid The Next Ponzi Scheme
Learn how to safeguard your finances from potential scams and Ponzi schemes by identifying red flags and discovering essential insights to protect yourself and your investments from financial fraud. Learn who and what's involved with investment management to help ensure a secure financial future.
The Value of Diversification
There is no need to hunker down in just the SP500 or gold to see returns, diversification is preached for a reason. This chart shows annual returns for eight broad-based asset classes. Notice how the “leadership” changes from year to year, and how competitively the diversified portfolio performed over 20 years (see the “annualized return” column).
Understanding the History of the January Effect
Many studies confirm "The January Effect" exists, so will the monthly performance for January predict how 2023 will pan out?
Is a Roth IRA Right for You?
Do Roth IRAs make sense from a tax perspective? The first question may not be whether it’s “right” for you, but whether you’re eligible to even open one at all. That's where Roth Conversions come into play.
Where to keep your cash now that interest rates are high(er)
Raising rates may be throwing the market into turmoil... but it's finally an opportunity to make some money on cash!
Should Cryptocurrencies Be A New Asset Class?
Ask yourself three questions before you use actual dollars to buy cryptos In very simple terms, there are three main…
Why does rising inflation make stock prices fall?
There is so much chatter about inflation impacting the stock market - not to mention gas, lumber and chlorine skyrocketing in price, what's the deal? Here's a primer.
Why I Love Health Savings Accounts
Health Savings Accounts are a tax-trifecta savings vehicle that are often overlooked due to bias against the less popular Flex Savings Accounts.
2 Pieces of Savings Advice to Reconsider
We can get tunnel vision when it comes to following "Rules of Thumb." I dare you to push back when it comes to maxing out 529 Plans and 401(k)s.
What Can the Best/Worst Stocks of 2020 Tell us?
The 2020 performance for the major U.S. indices was nothing short of impressive, especially given the headwinds of COVID-19 and the drama surrounding the presidential election.
How the S&P500 fairs after an Election Year
Everyone is asking - how will my goals be impacted by the upcoming election?When it comes to the stock market,…
Where to put your next dollar
Your checking account is at an all time high and you're eager to do something more with your money. Anything…
The Markets and Coronavirus
What's happening?The last couple weeks have certainly been rough on everyone. Stock markets across the world have been on a…
6 Factors That Could Influence CD Interest Rates
CD interest rates can be higher than a typical checking or savings account and are affected by these factors.
Understanding the Impending Tax Legislation
Feeling insecure in your ability to banter on about politics, taxes, and headline news the next time you sit down…
6 Factors That Could Influence CD Interest Rates
"Opening a certificate of deposit (CD) can be a low-risk way to save for short- and long-term goals, whether it’s…
Change ahead for FINRA advisors, POWWOW interviewed for Quentara's input.
DOL Fiduciary Ruling Delayed
The DOL fiduciary ruling set to launch in April requiring that advisors act in a consumer's best interest has been…
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Why would I work with a Robo-Advisor?
Robo or Real?Robo-advisor is a term I come across multiple times a day and there are no shortage of opinion…
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What’s a…fi-doo-shee-er-ee??
A fi-doo-shee-er-ee, or fiduciary in common English, is one of the most important considerations in choosing a financial planner. Don't believe me? You should,…
