General Planning
How to Capitalize on the Inflation Reduction Act of 2022
Solar panels, corporate taxes, and Medicare prescription drugs – oh my! Read the highlights of Biden’s latest bill.
September 5, 2022
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About Me
Quentara Costa, CFP®
Quentara Costa helps the sandwich generation prioritize kids, self, and aging parents. For years Quentara was the primary caregiver for her father who was diagnosed with Alzheimer's at the age of 70. Since his passing, she’s become a mother of three. Professionally she received a master’s degree in Personal Financial Planning from Bentley University and has held the CFP® designation since 2010. Community involvement includes hosting the Merrimack Valley Senior and Caregiver Group and volunteering for Budget Buddies.
Retirement
What’s the Best Age to Start Social Security?
One of the most common questions for anyone planning for retirement is: “What’s the best age to start taking Social Security benefits?” Read how the program works, how it’s changed, and what to consider.
February 28, 2022
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General Planning
Will my cash app and marketplace transactions be reported to the IRS?
Will cash app and marketplace transactions be reported to the IRS? For many more than ever before – yes!
January 3, 2022
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General Planning
Is the Roth 401(k) an Option for You?
Have you seen a Roth option available in your 401(k)? Read on to help determine if it’s the right option for you.
November 15, 2021
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General Planning
Will all my transactions soon be reported to the IRS?
Will cash deposits above $600 soon be reported to the IRS? Technically no, but for some effectively yes.
October 17, 2021
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Retirement
What you need to know about Securing a Strong Retirement Act of 2021
SECURE Act 2.0 focuses on incentivizing people to save more for retirement. But will it be passed?
September 17, 2021
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Elder Care Planning
Understanding Medicare IRMAA Brackets and How to Plan Early
Planning ahead for IRMAA surcharges has become more important as the bracket tiers narrow and Medicare premiums increase.
September 14, 2021
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Budgeting
401(k) Loans: Pros and Cons
You might be considering taking out a loan from your 401(k). But before you do, you should know the rules and weigh the risks against
February 4, 2020
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General Planning
Who Should Prepare Your Taxes?
This year I had many families and small business owners asking for CPA recommendations. Surprisingly, the recent tax code changes that were meant to simplify
April 12, 2019
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Tax
Talking Tax
Adjusted Gross Income (AGI) Gross Income (Salary, Investment Earnings, etc.) – Allowable Deductions, Credits, and Exemptions =Adjusted Gross Income The goal is to reduce
February 13, 2018
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Tax
Resolving IRS Problems
If there’s anything as disconcerting as having the Internal Revenue Service (IRS) call you about a problem, it’s having to call them. Dealing with the
November 20, 2017
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