There is no need to hunker down in just the SP500 or gold to see returns, diversification is preached for a reason. This chart shows annual returns for eight broad-based asset classes. Notice how the “leadership” changes from year to year, and how competitively the diversified portfolio performed over 20 years (see the “annualized return” column).
Fantasizing that the money will somehow appear isn’t helpful. Here’s what is.
Maybe you have an idea of when you’d like to buy your first home or retire from the workforce. But just how realistic are your