Tag: insurance

Quentara Costa, CFP®

Quentara Costa helps the sandwich generation prioritize kids, self, and aging parents. For years Quentara was the primary caregiver for her father who was diagnosed with Alzheimer's at the age of 70. Since his passing, she’s become a mother of three. Professionally she received a master’s degree in Personal Financial Planning from Bentley University and has held the CFP® designation since 2010. Community involvement includes hosting the Merrimack Valley Senior and Caregiver Group and volunteering for Budget Buddies.

Children

Choosing Guardianship for Your Children: A Critical Part of Estate Planning

Choosing guardianship for your children is one of the most important decisions in estate planning. By selecting the right person, providing financial resources, communicating your parenting philosophy, and ensuring easy access to estate plans, you can create a stable and supportive future for your children. If you haven’t yet named a guardian or need to update your estate plan, now is the time to take action.

March 7, 2025 No Comments

General Planning

How Catastrophic Weather Events Are Reshaping Homeowners Insurance Nationwide

The increasing frequency and intensity of catastrophic weather events are reshaping homeowners insurance in a profound way. From wildfires in California to Florida hurricanes, insurers

January 10, 2025 1 Comment

Elder Care Planning

How Pooled Trusts Maximize Elder Care Benefits for Solo-Seniors

Learn how pooled trusts help seniors in Massachusetts qualify for MassHealth while preserving assets. Read about eligibility, benefits, and expert tips for elder care planning.

November 22, 2024 No Comments

General Planning

Is Pet Insurance Worth the Cost? Pros, Cons, and Alternatives Explained

Discover if pet insurance is worth the cost and right for your family. Explore the pros and cons, factors to consider, and alternatives to help you make an informed decision for your pet’s health and your financial peace of mind.

July 8, 2024 No Comments

Children

Life Insurance For Children: Pros & Cons

Life insurance can provide a valuable safety net for loved ones who depend on you financially. But children usually don’t have jobs, so no one depends on their income. Forbes look at the possible reasons for buying life insurance for children.

January 6, 2024 No Comments

Elder Care Planning

How to pre-pay funeral-related costs. (Yes – there are multiple ways!)

Pre-paying a funeral is a way to plan and cover the costs associated with your end-of-life services in advance. Pre-paying can come into play to ensure services are carried out as intended, to help with Medicaid eligibility, and provide a little reprieve of responsibility as loved ones grieve.

August 18, 2023 2 Comments

Elder Care Planning

Travel Insurance for Senior Citizens

Determine what existing travel coverage you have first, and whether additional travel insurance is a good idea.

January 4, 2023 No Comments

General Planning

Ahhh it’s Year-End! What do I need to do before 12/31?

It’s time to make sure you’re financially accounted for before the new year rolls around. It may be maxing out HSA and retirement plans, settling debt, or holding realistic assumptions about your spending habits. Here is a full list to consider tackling.

December 7, 2022 No Comments

Elder Care Planning

What to Expect for Paperwork When Moving to a Retirement Community

When agreeing to move forward at a retirement community, be prepared for the paperwork so you don’t encounter delays.

July 15, 2022 No Comments

General Planning

Set to Jet? 5 Useful Tips Before Packing Your Bags.

Wondering how to prepare for travel apart from packing a bag? Here is the shortlist of what I did to ensure myself, family, and clients would be taken care of in case of an emergency.

April 6, 2022 1 Comment

General Planning

New Year, New Me – Financial Resolutions 2022

Cleaning up personal finances remains one of the top resolutions every New Year. But we all know what happens to most such self-promises, so here’s a month-by-month to-do list to cultivate better financial health.

January 4, 2022 No Comments

insurance companies charge unvaccinated higher premiums

General Planning

Can insurance companies charge the unvaccinated higher premiums?

Given the average cost of a COVID-19 hospitalization in 2020 ran about $42,200 per patient, will the unvaccinated be asked to bear more of the cost of treatment, in terms of insurance, as well?

August 21, 2021 No Comments

Elder Care Planning

Second Opinions: When to Call a Doctor vs a Medical Advocate

When receiving treatment options for a diagnosis, learn when you may want to reach out to a doctor vs a health advocate.

January 20, 2021 No Comments

General Planning

New Year, New Me – Financial Resolutions

News Years Resolutions – In bite size pieces Cleaning up personal finances remains one of the top resolutions every New Year. But we all know what

January 1, 2021 1 Comment

General Planning

The Unexpected Cost of Early Retirement

While success can be defined in a multitude of ways, most boil down to one simple desire – financial freedom. So what happens when a

May 31, 2019 No Comments

Elder Care Planning

Take These 5 Steps Now So You Don’t Become A Financial Burden On Your Kids

November 9, 2018 No Comments

General Planning

Is Genetic Testing a Good Idea?

During the recent holiday season I was peppered with advertising promoting the idea of gifting DNA and ancestry kits. I’ll admit it, I’m terrible at

December 11, 2017 1 Comment

General Planning

Long Term Care Insurance

Is it worth considering? Age 50-60 has traditionally been the sweet spot for reviewing long-term care insurance options. New research is even indicating that the

March 29, 2017 1 Comment

Tag: insurance

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About Me

Quentara Costa, CFP®

Choosing Guardianship for Your Children: A Critical Part of Estate Planning

How Catastrophic Weather Events Are Reshaping Homeowners Insurance Nationwide

How Pooled Trusts Maximize Elder Care Benefits for Solo-Seniors

Is Pet Insurance Worth the Cost? Pros, Cons, and Alternatives Explained

Life Insurance For Children: Pros & Cons

How to pre-pay funeral-related costs. (Yes – there are multiple ways!)

Travel Insurance for Senior Citizens

Ahhh it’s Year-End! What do I need to do before 12/31?

Set to Jet? 5 Useful Tips Before Packing Your Bags.

New Year, New Me – Financial Resolutions 2022

Can insurance companies charge the unvaccinated higher premiums?

Second Opinions: When to Call a Doctor vs a Medical Advocate

New Year, New Me – Financial Resolutions

The Unexpected Cost of Early Retirement

Take These 5 Steps Now So You Don’t Become A Financial Burden On Your Kids

Is Genetic Testing a Good Idea?

Long Term Care Insurance

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