Plans for Individuals
Start your financial plan today!
Welcome! Did you find us because you’re…
- Keep finding insurance or investment advisors when all you want is DIY planning guidance?
- Experience decision paralysis over all the “what-ifs” related to your goals?
- Are afraid of making a mistake on milestone financial decisions?
You want to feel...
Whether you’re constantly over-extended or sitting on cash, it’s critically important to be deliberate with your cash flow. Capitalize on existing resources and opportunities by prioritizing what’s important.
When life gets complicated we tend to freeze. Making no decisions appears better than making the wrong one, right? Maybe… but more likely you’re losing valuable time on achieving your goals. Let’s work together to start making choices so you can start moving forward.
Confidence comes from understanding your options and their expected outcomes. We weave together relevant and factual information alongside reasonable assumptions so you can make a better decision. Cut through the noise and get answers that matter to you.
Awesome! Let’s Powwow.
Flexible Virtual Portal
Collaborative environment so you don’t need to leave home or work for meetings
Track spending and create a budget, adjust as needed
Safely store and share your most important documents in the vault
Easily manage action items and view progress toward goals
Step 1: Onboard. Review paperwork, pay invoice, and create your new eMoney portal. Start now!
Step 2: Schedule your first Powwow with our convenient virtual calendar.
First Powwow: Determine cash flow and goals
- View expenses, create a budget, and establish a reasonable spending level.
- Set a cash reserve as your first priority.
- Identify your main goal, which is often times retirement.
Second Powwow: Visualize options
Third Powwow: Plan delivery
Your plan is complete and we have illustrated your goal alongside a list of recommendations. After plan delivery you’ll have access to eMoney for the remainder of the year. If you would like to retain ongoing advisor access to dive into more comprehensive topics please ask about our membership program. Membership is a great way to keep your plan updated and to discuss financial choices related to employee benefits, estate plans, moving, starting a family, and more.
Plans are completed at the client’s pace, which is driven by their availability to provide information and complete powwows.
Quentara Costa helps the sandwich generation prioritize kids, self, and aging parents. For years Quentara was the primary caregiver for her father who was diagnosed with Alzheimers at the age of 70. Since his passing she’s become a mother of three. Professionally she received a master’s degree in Personal Financial Planning from Bentley University and has held the CFP® designation since 2010. Community involvement includes hosting the Merrimack Valley Senior and Caregiver Group and volunteering for Budget Buddies.